Attention homeowners in Goshen and Oldham County: Need an appraisal?The top seven reasons Kentucky homeowners hire Jefferson Property Services Company:
We at Jefferson Property Services Company understand the unique needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Jefferson Property Services Company, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value report than yours.Challenge a property tax assessmentLet's say you live in a local area that's going down -- your local tax assessor may have your home overvalued. This only means you're probably paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Jefferson Property Services Company is your strongest weapon.Need to cancel PMI?PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experienced in helping people just like you delete unwanted PMI insurance.Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. Jefferson Property Services Company can help you reinstate your home equity line of credit with efficient appraisal.Do You Need Field and Desktop Appraisal Review Services?Have you just been given a copy of your appraisal and you'd like to have a seasoned expert double-check it for precision or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? Jefferson Property Services Company can help you with that. Even though most review work is commissioned by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to get a second opinion. |
|||||||||
